Mortgage Loan Originator · Clear 2 Close Home Loans
Jason Touhsant
Born and raised in Miami aka Hialeah “the City Of Progress”. Air Force Veteran with more than 20 years in all formats of banking and lending. I aim to make the process efficient and expeditious.
About Jason
I am the Grandson of William Tolbert and the Father of William Touhsant. I understand both the numbers and the people behind every transaction. Whether you are buying your first home, refinancing, investing in rental properties, or need specialized financing, I bring institutional experience with a personal, no-pressure approach.
My goal is simple: get you to the closing table with the right loan, clear communication, and zero surprises.
Financing Programs Available
From conventional purchases to complex alternate-income and investment loans — I have options that fit.
Conforming & Government
- Conventional / Conforming
- FHA
- VA
- USDA
- Fannie Mae / Freddie Mac
- Chenoa Fund DPA
- Low credit score options
Jumbo & Non-QM
- Jumbo Loans
- Bank Statement Loans
- P/L + Balance Sheet
- Debt Service Coverage (DSCR)
- Foreign National Loans
- No US credit / No foreign credit required
HELOCs & Seconds
- HELOCs (1-4 units)
- No condo questionnaire
- No prepayment penalty
- Primary, Second Homes & Investment
- Second mortgages
Purchase & Refinance
- Home Purchase
- Rate & Term Refinance
- Cash-Out Refinance
- Investment Property Financing
- Rental Income (DSCR) Programs
Get an Idea of Your Debt-to-Income
Enter a few numbers below for a quick estimate of your DTI ratio. This is for educational purposes only and is not a loan approval or commitment.
Estimated Debt-to-Income
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Enter your numbers and click Calculate
Most conventional loans prefer DTI at or below 43–45%. FHA and some non-QM programs can go higher. This is only an estimate — final qualification depends on credit, assets, and underwriting.
Why Work With Me
Experience you can trust. Communication you can count on.
20+ Years in Banking
Deep knowledge of underwriting, credit, and how lenders actually approve loans.
Veteran Perspective
Air Force Veteran who understands the unique needs of service members and their families.
Local Roots
Born and raised in Miami — I know the South Florida market and the people who live here.
Clear Communication
No jargon, no surprises. You will always know where your loan stands and what comes next.
Ready to Get Started?
Closing is only a call away. Reach out today or apply online in minutes.
- Phone (954) 336-3895
- Email jt@clear2closehomeloans.com
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Company
Clear 2 Close Home Loans Corp.
Company NMLS #1700825 - Individual NMLS #953760